Specialist banking and finance consultancy

Minerva director Lorraine Ashover has over 20 years commercial banking experience with a major High Street bank, most recently specialising in providing advice and services to the independent school sector.

This experience enables Minerva to offer unique insight in this area and allows us to provide expert advice in the following:

• Interest bearing accounts
• Lending
• Interest rate protection (derivatives)
• Bank charges
• Merchant charges (credit and debit card acceptance)

Having worked on funding of capital build projects with a cost of up to £10m we are able to advise on what the banks will request for funding to be agreed and information on the ‘hidden costs’ of such projects i.e. valuation fees, security fees, monitoring surveyor requirements.

In addition we can advise on your eligibility for schemes such as the European Investment Bank ‘cashback’.

Bank debt can be one of the largest, most important and longest term commitments for any school and so it is imperative to get the best deal.

With industry specialist contacts in all of the major banks we can assist in the tender process and selection of your preferred banking partner.

We are happy to look at a finance project on a standalone basis from your other suppliers.  Please contact us for further information.